Insuring
your motor is mandatory by Indian Traffic law. But people, who are relatively
inexperienced with car policy purchase, should have to compare quotes and then
go for best coverage at affordable rates. A car purchase is a long-term
decision and probably one of the expensive monetary investments that you make
after property. Needless to say, we all love our cars and care for it a lot.
Motor insurance policy is the best way to safeguard your beloved car. With ever
expansion and rapid development on insurance segment choosing the best policy
has been quite a daunting task.
Therefore, it is important to purchase right car policy else you might
end up paying high premiums or cover rejected at the crucial moment of time.
Most of us don’t really know what gets covered with a comprehensive motor
policy and end up wasting energy, time, money and efforts thereby feeling
frustrated when the claim is rejected.
A
comprehensive motor insurance provides an individual with accidental cover
while driving and also for its passengers, against any loss or damage done to
your vehicle against natural calamities such as Fire, Explosion, Self-ignition,
Lightning, Earthquake, Flood, Typhoon, Hurricane, Storm, Tempest, Inundation,
Cyclone, Hailstorm, Frost, Landslide, Rockslide etc.
In
today’s world, internet provides the entire world wide information just one
click away. Motor insurance policy comparison efforts have highly reduced due
to this. By searching over the internet for reduced cost automobile insurance
you can get different quotes from different companies as per the information
provided by you.
While
purchasing a motor cover you can be entitled for many discounts such as if your
vehicle has an alarm, discount for safety features like airbags, theft alarms,
careful driving, non-smoker or alcoholic, purchasing from particular
credit/debit card may also fetch good discounts. Review the status of all the
drivers in your family. Most discounts will apply only to one portion of the
policy, so just enjoy whatever you can bank upon.
Online
comparison sites help you to avail vehicle insurance that will help you save
quite a lot of money and time. Working over the internet is not difficult, you
can easily compare quotes at the comfort your home or offices. Compare them in
terms of benefits & features offered, discounts, premium payment
flexibility or hassle free claim settlements.
Once
you have selected the motor
insurance policy make sure that you get
the cover worth the money spent on your premium. Before signing an application
for any insurance cover, call up and take a feedback of the insurance company
past performance. Check if the company is listed and has valid licensing, talk
to your family or friends, customer service or existing customers about their
experience with the company. Check problem resolving ability and tackling of
any crisis or claim procedure.
Many
companies nowadays have come up attractive packages to lure new customers or
retain the existing ones. All you need to do is hunt down your benefits as much
as possible at optimum costs. You can have a look at other company websites
online and check for their premium rates and what all things the other insurers
are covering in the same rate of premium. This will help you to decide the best
possible car insurance you can get from a valid insurer at lowest premium.
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